How we get paid

Like any other regulated advice business, our charges are disclosed both verbally and in writing before you become a client with us.  For our financial advice service, you will pay an adviser charge that will vary depending on your circumstances, and the quantity and complexity of the work involved. Prior to becoming an AFH client, you will be provided with a Client Agreement document, which will help to explain our charging structure. 

Portfolio management with no hidden costs

You will only be charged for the investment management of your portfolio, and for regular meetings with your AFH adviser. The amount charged on an ongoing basis is dependent on the frequency of portfolio reviews you have, and whether we manage your portfolio on a Discretionary or Advisory basis.

The cost is a bundled fee, so once you are an AFH client and we are managing your portfolio, there will be no additional cost for ongoing advice. There may be additional charges should you wish to invest further sums of money or require new written financial planning advice, which we will agree with you at the time.

You may cancel an ongoing service at any time by serving your notification of cancellation to us in writing. Once this has been done, future payment of any associated charges will cease.

As we grow, you benefit

Importantly, our strategy as a group is to use our increasing scale to reduce the third-party costs involved in investing. The cost of holding and transacting investments, together with substantial third-party fund management fees, can lead to reduced portfolio performance. We believe that the combination of a bundled fee and lower third-party costs renders our client proposition extremely attractive and puts you, the client, first.

Latest news

Find all the latest industry news, all written by our in-house industry experts.

Monthly economic commentary: March 2018

Monthly economic commentary: March 2018

Story 16/03/18

Our chief economist, Colin Warren, discusses Donald Trump's tariff increases and the prospects for interest rates in the US and UK in his latest commentary.

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What are active and passive funds?

Video 13/03/18

A well-diversified portfolio should contain a mix of fund types. Watch our explainer video to learn more about active and passive fund management, and what these different investment management styles mean for your portfolio.

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Spring Statement 2018 snapshot

Spring Statement 2018 snapshot

Story 13/03/18

Read a snapshot of Chancellor Hammond's latest announcements from the Spring Statement 2018.

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Get in touch

To discover how AFH's unique approach to wealth management can help you build a better future, please contact us.