Paying for your AFH services

We work with you

Like any other regulated advice business, our fees are disclosed both verbally and in writing before you become a client with us. For our financial advice service, you will pay an adviser charge that will vary depending on your circumstances, and the quantity and complexity of the work involved. Prior to becoming an AFH client, you will be provided with a Client Agreement document, which will help to explain our charging structure. 



Portfolio management with no hidden costs

You will only be charged for the investment management of your portfolio, and for regular meetings with your AFH adviser. The amount charged on an ongoing basis is dependent on the frequency of portfolio reviews you have, and whether we manage your portfolio on a Discretionary or Advisory basis.

The cost is a bundled fee, so once you are an AFH client and we are managing your portfolio, there will be no additional cost for ongoing advice. There may be additional charges should you wish to invest further sums of money or require new written financial planning advice, which we will agree with you at the time.

You may cancel an ongoing service at any time by serving your notification of cancellation to us in writing. Once this has been done, future payment of any associated charges will cease.



As we grow, you benefit

Importantly, our strategy as a group is to use our increasing scale to reduce the third-party costs involved in investing. The cost of holding and transacting investments, together with substantial third-party fund management fees, can lead to reduced portfolio performance. We believe that the combination of a bundled fee and lower third-party costs renders our client proposition extremely attractive and puts you, the client, first.

Latest news

Find all the latest industry news, all written by our in-house industry experts.

Monthly economic commentary: September 2018

Monthly economic commentary: September 2018

Commentary 25/09/18

Our chief economist, Colin Warren, looks at how the UK economy has performed since the referendum, and discusses if hardline Brexiteers are right to dismiss the doom and gloom of a no-deal for the UK in his latest commentary.

Continue Reading
Why is switching platforms so difficult?

Why is switching platforms so difficult?

Story 24/09/18

Following AFH’s recent announcement to abolish platform fees, and the issues raised in the FCA's recent Investment Platforms Market Study, we're working to demystify the world of platforms. Here we look at why switching platforms can prove to be difficult, and the impact this can have on investors.

Continue Reading
Are advisers footing the platform fees bill for clients?

Are advisers footing the platform fees bill for clients?

Story 20/09/18

Following AFH’s recent announcement to abolish platform fees, and the issues raised in the FCA's recent Investment Platforms Market Study, we're working to demystify the world of platforms. Here we look at the truth behind whether financial advisers are having to foot the platform fees bill for clients.

Continue Reading
More articles

Get in touch

To discover how AFH's unique approach to wealth management can help you build a better future, please contact us.