Why seeing Pension Wise before a financial adviser might make sense

A financial adviser can help you prepare for a worry-free retirement. But before you see one, there are steps you can take to ensure the decisions you make are right for you.

An adviser will play a crucial role in your plan for securing your future. The expertise and knowledge that comes with taking professional financial advice can prove invaluable when it comes to creating a financial plan that takes your personal circumstances, goals and appetite for risk into consideration.

Some of the reasons you may consider speaking to a financial adviser when it comes to your pension include:

  • mixing your pension options
  • paying more into your pension
  • leaving some of your pension in your will

But before you book that all-important introductory meeting, it could prove useful to consult Pension Wise. Pension Wise provides free and impartial guidance from the Government about your defined contribution pension options.

If you’re aged 50 or over, have a personal or workplace pension and want to understand your options, Pension Wise can help. You can use the service to check the type of pension you have and to book a free appointment with a pension specialist, either in person or over the phone. The specialist will explain your pension options, how each one is taxed and inform you of the next steps to take.

Pension Wise provides free, independent pension advice, so you won’t be recommended any products or companies, or told how to invest your money.

To find out more about how Pension Wise can help you, visit www.pensionwise.gov.uk.

Subscribe to our newsletter

Enter your email address to receive the AFH Wealth Management newsletter.

By subscribing you agree to the AFH Group privacy policy.


Find all the latest industry news, all written by our in-house industry experts.

How to talk about inheritance with your family

Death and inheritance are difficult topics to talk about, but it’s important to make sure these crucial conversations are had.

How to talk about inheritance with your family

Weekly Spotlight: Tips for your tax return

31 January is the deadline for everyone who uses Self-Assessment to file a tax return. Make sure you don’t pay more tax than you have to.

Weekly Spotlight: Tips for your tax return

Find out how we can help you


Book a consultation


Our offices


01562 881 082