A bespoke investment service tailored to your needs.
Our bespoke investment service offers tailored solutions to individual investors.
We work with you to understand your financial goals and objectives, ensuring your portfolio is aligned to your needs and desired level of involvement. Clients often begin with a specific requirement, but through our expertise in advising on, creating and managing individual portfolios, we help bring together the different elements of investing to support better-informed decisions.
Discretionary Portfolio Management Service
This service means we do all the work on your behalf, delegating all decision-making responsibilities to your dedicated Client Executive, who manages your portfolio to meet agreed objectives within an agreed risk tolerance.
Your Client Executive continuously monitors your portfolio's composition to help ensure the continues suitability of investments and avoid delays in the purchase or sale of holdings, while our comprehensive reporting processes keep you informed of all transactions.
Advisory Dealing
With this service, you retain control over your investment decisions while benefiting from stock-specific advice and recommendations provided by your Client Executive, who will always consider your attitude to risk and investment objectives.
You maintain responsibility for monitoring your investments and making decisions regarding your portfolio's content, composition and timing of trades, while your Client Executive remains available to provide guidance on specific securities, sectors or regions upon request.
Execution Only
If you want to take complete control of your investments and have a clear strategy regarding the stocks you plan to buy and sell, and when you intend to do so, this service is designed for you.
You will make your own investment decisions while transacting through your Client Executive, who will execute trades on your behalf. Your portfolios are not monitored and no advice, guidance or recommendations are provided, meaning you retain full control over your investment decisions.
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Ensuring your investments are tax efficient
Tax considerations can play an important role in your overall investment strategy. While AFH Private Wealth is not authorised to provide tax advice, our Client Executives can help you understand how current tax rules may influence your financial planning and investment decisions.
Inheritance Tax (IHT)
When appropriate, we can discuss solutions designed to help reduce the potential Inheritance Tax burden on your estate. Any planning is undertaken on a best endeavours basis and is subject to individual circumstances and prevailing legislation.
Capital Gains Tax (CGT)
Investment decisions may take Capital Gains Tax allowances and thresholds into account where relevant. However, tax considerations should support, rather than drive, investment advice. Any specific tax objectives should be discussed and agreed with your Client Executive in advance.
Income Tax
Your Income Tax position is not assessed as part of this service. However, where you have specific income requirements, your Client Executive may consider these when constructing and managing your position.
Individual Savings Accounts (ISAs)
AFH Private Wealth offers ISA arrangements through Pershing. With your authorisation, your Client Executive can utilise your available ISA allowance during the tax year to help maximise the tax-efficient growth potential of your investments.
You should seek advice from a suitably qualified tax professional before making decisions based on your tax position.
It is your responsibility to keep AFH Private Wealth informed of any changes to your personal circumstances, including your tax status. Making full use of available tax allowances may provide valuable benefits, although eligibility will depend on your individual circumstances and current tax legislation.