Wills

Create a will that reflects your wishes

Concerned Mature Couple Of Phone

A will is a vital legal document that ensures your assets are passed on according to your wishes when you die.

If you're over 18, it's important to consider making a will - especially if you:

  • Have capacity
  • Own property or other assets
  • Have children.

Without a valid will, your estate will be distributed according to the rules of intestacy. This means the law decides who inherits your wealth, which could result in someone you barely know receiving your assets instead of a loved one or long-term partner.

Woman Worrying About Finances

Why choose AFH?

  • Expert guidance: We help you consider every aspect of your will, including the responsibilities of your executor
  • Peace of mind: Your assets will be passed on smoothly, quickly, and tax-efficiently
  • Tailored support: Whether your estate is simple or complex, we’ll ensure your will is robust and reflects your intentions.

Common misconceptions about wills

Many people assume their estate will automatically go to the right person. Here are some common myths:

  • Saving And Investing For Children

    Choosing an Executor

    Your executor is responsible for managing your estate and ensuring your wishes are carried out. When choosing one, consider:

    • Trustworthiness and reliability
    • Mental capacity and ability to manage legal and financial matters
    • Age and health (ideally younger and in good health)
    • Compatibility with other executors (if appointing more than one).

    Executors can be held personally liable for mistakes, so it’s important they understand the responsibility. If you’d prefer a professional executor, we can appoint one for an additional fee - ensuring your estate is handled diligently and efficiently.

  • What Is Family Income Benefit

    Who should make a will?

    You should consider making a will if you:

    • Are over 18
    • Own assets
    • Have children.

    It’s especially important if:

    • You live with a partner but aren’t married or in a civil partnership
    • You’re part of a blended family, where either you or your spouse have children from previous relationships.

    We can help you create a will that protects your spouse during their lifetime, while ensuring your children inherit as intended.

Additional considerations

  • Charitable giving

    You can include gifts to registered charities or amateur sports clubs in your will. These gifts are exempt from Inheritance Tax (IHT), and if you donate more than 10% of your taxable estate, the IHT rate may reduce from 40% to 36%.

  • Funeral wishes

    Including funeral preferences in your will can ease the burden on loved ones and ensure your wishes are respected.

  • Guardianship clauses

    If you have young children, you can name a guardian in your will. If no surviving parent has legal responsibility, your children could otherwise be placed in care.