As defined benefit schemes become less widespread, many are recognising the need to take control of saving for retirement.

With so many options to consider, building a successful retirement plan may seem daunting. For an increasing number of people, retirement is not a single consideration but a complex series of phases that may span over 40 years.

Each phase will be different; perhaps you’ll want to reduce your working hours in the early years, or access capital to repay mortgages and other debt, or simply make the most of your health. In the later stages of retirement, although expenditure may settle, the possible need to pay for care will never be far away.

Whilst none of us know exactly how our retirement journey will look, it's important to consider each phase, and the likely income and expenditure that will be necessary to cater to each. Whether you’re saving for retirement or already there, we can help ensure that you get the most out of your pot, leaving you to enjoy the retirement you deserve.

Retirement planning services


Your retirement plan

By assessing your needs and objectives, an independent financial adviser at AFH can help you to navigate the complexities of retirement planning.

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Inheritance tax

Failing to plan ahead could leave a substantial dent in your estate. We can help to ensure your loved ones receive the very most of their inheritance.

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Protection planning

You can't predict the future, but you can plan for it. We'll help you find protection solutions to ensure financial stability for you and your loved ones.

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Get in touch

To discover how AFH's unique approach to wealth management can help you build a better future, please contact us.

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