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The world of finance can be jargon heavy and difficult to understand. This is especially true with pensions, thanks to the strict regulations and tax rules surrounding them.
While ISAs are popular, many account holders wait until the end of the tax year to place money into them. If you’re one of them, you may not realise that doing this could significantly reduce your wealth’s growth potential over the long-term.
Many higher earners failed to claim a valuable tax rebate in recent years. That’s according to This is Money, which revealed that the unclaimed sum reached a staggering £1.3 billion between 2016 and 2021. It added that research by PensionBee also found that 75% of eligible higher-rate taxpayers and half of additional-rate taxpayers failed to claim all of the rebate owed to them by the government.
*This figure is accurate as at November 2022 – subject to market movements and net adjustments. Figure is rounded to the nearest billion.