The Bank of England has raised interest rates for the 12th consecutive time, taking the Base Rate to 4.5%. This is the highest level since 2008, and it is having a significant impact on our day-to-day finances.
British childcare costs are among the highest globally, with parents paying almost £15,000 per year for nursery expenses. The government is implementing changes to make it more affordable, but it may take time to see significant reductions.
Many of us want to leave a legacy to our families after we have gone, but our desire to help our families is balanced by our need to ensure we have enough to live on in retirement.
Are you thinking about buying a new house or looking to renew your mortgage? With inflation on the rise, there's talk of interest rates staying high for a while. What does this mean for your mortgage rates?
The new tax year brings many changes to pensions, which will affect different people depending on their circumstances. Here’s everything we know about the recent changes, together with some suggestions on how those in different circumstances may be affected.
At the beginning of a new tax year, all of us are gifted with a number of new tax allowances which we can make the most of. Here are five things you should consider doing straight away to make the most of the changes and minimise the impact of some allowances that have been frozen or cut by the Chancellor for 2023-24 tax year.
We are all aware of the pressures on today’s young people, with parents increasingly stepping in as the ‘Bank of Mum and Dad’ to provide financing for everything from house deposits to driving lessons. Here is how to get started.
As the days get longer and warmer, many of us carry out a traditional ‘spring clean’ on our homes and gardens. It is a good time to look at our money as well, especially with the prospect of a new tax year in sight.
ISAs used to come in just two flavours: cash and stocks & shares. Now we have an array of choices over which of many types of tax-free wrapper to choose. We take a look into what is available to you.
