Intergenerational finance – how to ‘give with warm hands’
Many of us want to leave a legacy to our families after we have gone, but our desire to help our families is balanced by our need to ensure we have enough to live on in retirement.
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What’s next for mortgages?
Are you thinking about buying a new house or looking to renew your mortgage? With inflation on the rise, there's talk of interest rates staying high for a while. What does this mean for your mortgage rates?
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Pension changes – what do they really mean for you?
The new tax year brings many changes to pensions, which will affect different people depending on their circumstances. Here’s everything we know about the recent changes, together with some suggestions on how those in different circumstances may be affected.
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Five early-bird changes to get the most out of this tax year
At the beginning of a new tax year, all of us are gifted with a number of new tax allowances which we can make the most of. Here are five things you should consider doing straight away to make the most of the changes and minimise the impact of some allowances that have been frozen or cut by the Chancellor for 2023-24 tax year.
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Saving and investing for children – options and how to choose
We are all aware of the pressures on today’s young people, with parents increasingly stepping in as the ‘Bank of Mum and Dad’ to provide financing for everything from house deposits to driving lessons. Here is how to get started.
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Why now is the time to spring clean your finances
As the days get longer and warmer, many of us carry out a traditional ‘spring clean’ on our homes and gardens. It is a good time to look at our money as well, especially with the prospect of a new tax year in sight.
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How to choose, and use, different types of ISA
ISAs used to come in just two flavours: cash and stocks & shares. Now we have an array of choices over which of many types of tax-free wrapper to choose. We take a look into what is available to you.
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What the 2023 budget means for you
The Chancellor of the Exchequer, Jeremy Hunt, presented his 2023 spring budget, in which in he announced several measures that will influence our personal finances. Here are some of the most significant.
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Where is next for house prices?
With interest rates rising and the cost-of-living crisis squeezing everyone’s income, what is the outlook for property prices for the rest of 2023? Here’s a round up of where we are now and forecasts for the future.