Meet our advisers

Our team of dedicated independent financial advisers bring a wealth of experience from across the UK. With years of specialist knowledge, find an adviser today to help you meet your financial goals.


Bobby Dhesi

"Time is precious, waste it wisely!"

Interesting fact:

At the age of 23, I completed the Tony Robbins Fire Walk (walking across a bed of hot coals with bare feet) without any injuries!

I have had a successful career to date and feel extremely proud of the reputation I have built over the past 15 years in the financial services industry. I take the time to get to know my clients’ current and future personal and financial circumstances, as well as their aspirations. This enables me to provide them with holistic financial planning advice throughout the different stages of their lives. 

I encourage regular reviews with my clients to ensure their plans continue to meet their needs. The most rewarding part of my job is witnessing clients reach their financial goals, be that funding their children through university, protecting their loved ones or taking an early retirement.



Daniel Walsh

"Good financial planning is not about become rich quickly but avoiding becoming poor slowly."

Interesting fact:

I have enjoyed singing all my life and I have had the opportunity to perform at the British Embassy, in Paris, Durham Cathedral and York Minster.

Whatever life stage my client is at, my role is to understand their circumstances, their goals and then provide the financial bridge between the two. I draw on the expertise of AFH to independently review the options available to my client and make recommendations to protect them and their loved ones, help them make the most of their savings, or simply to ensure they can enjoy a worry-free retirement. 

As an adviser, my priority is to ensure that my clients understand and feel completely comfortable with the solutions presented to them.



Jayesh Ratna

Interesting fact:

I practised law before moving into financial planning.

With nearly 20 years’ experience as an independent financial planner, I assist my clients through all stages of financial planning. My clients include business owners, LLPs, professional services partnerships, employees and retired individuals. 

As an independent adviser at AFH, I make whole-of-market recommendations for pensions, investments and protection, working closely with clients’ professional connections to deliver a truly holistic plan.


Julie Buxton

"Is your glass half full or half empty?"

Interesting fact:

I once back-flipped out of perfectly good aeroplane, linked arms with a synchro team mid-air and fell back to earth travelling at 150 mph!

With over 20 years’ experience providing advice, the greatest privilege is when clients reveal all aspects of their lives, so I can fully understand their circumstances. I pride myself on setting realistic expectations of what can be achieved.  

Throughout my years as a financial adviser, nothing has made me happier than receiving a simple ‘thank you’ from my clients when they achieve their aspirations and goals for an improved and financially ‘healthy’ lifestyle.



Paul John Pitt

"Life is for living, so live it well!"

Interesting fact:

I have broken my arm five times in my lifetime.

I am a home-based independent financial adviser (IFA) providing holistic wealth management advice to my clients. I have more than 30 years’ experience within the financial planning industry and help both individual and business clients across all areas of financial planning.

The areas I cover include Northamptonshire, Bedfordshire, Buckinghamshire, Cambridgeshire, Oxfordshire, the West Midlands and Warwickshire.

I offer an advisory service that includes ongoing reviews to ensure your financial plans remain on track. With all of my clients, I aim to provide the highest levels of service.

I am the proud father of two children, Emma and James. My passions are animal welfare through my former trusteeship and links with the Northampton branch of the RSPCA, playing football and I support Aston Villa.



Tas Constantinou

"Client Satisfaction, Trust and Excellence"

I have spent nearly 20 years working in financial services and provide broad-based advice, mainly to business directors, individuals and retired clients, helping them with practical solutions to the financial issues that concern them most.

My advice covers all areas of wealth management, including pension and retirement planning, protection, inheritance tax planning, savings and investments.

As an independent financial adviser covering the whole of Essex, my emphasis is on maintaining a long-term relationship with my clients and to provide them with a source of trusted advice as their financial needs evolve over the years.