Meet our advisers

I have worked as a Financial adviser for more than 30 years. I am currently a self-employed independent financial adviser, with many years of previously working in the banking industry. 
As an advisor I help my clients in all aspects of financial advice to conclude with a positive outcome for them.
I'm not a fitness fanatic but enjoy taking part in walking/cycling challenges and have proudly been a part of raising over £100,000 for different charitable causes through various events.

I am very much a family man with three girls in my life: my wife and two daughters.  After many years of playing football, I now like to keep fit by regularly attending my local gym and cycling. 

I have been working as an advisor now for 17 years and I have built my reputation on a close working relationship with my clients to give holistic financial planning, providing solutions for short and long term planning.

I am happy to meet my clients either in the comfort of their own homes, or I have access to office facilities in Devizes and Pewsey in Wiltshire.

My initial, no obligation meeting is always free of charge. 

I am an experienced independent financial adviser and take the time to understand my clients’ short and long-term goals. My job is to provide you with a solution tailored to your circumstances, and to support and guide you throughout your financial planning journey.

As an IFA, I have been providing independent financial advice for over 30 years. Before joining AFH 10 years ago, I ran my own independent financial services practice in Birmingham where, along with mainstream financial advice, we specialised in inheritance tax planning and investment seminars for potential and existing clients. Being an IFA with AFH has enabled me to concentrate fully on offering individual clients and families long-term, bespoke, holistic, financial planning advice. 

My financial services career launched over 2 decades ago with a comprehensive 'big four' banking foundation. My passion is taking the time to understand every client's specific needs in order to collaboratively build a tax efficient strategy which works given their personal, family and business circumstances. Valued client relationships are at the heart of what I do. I actively encourage my clients to meet with me regularly to ensure their plans stay relevant and on track.

I have nearly 30 years’ experience in the industry, with some clients that I have been looking after for over 20 years. I am always willing to meet new clients for a no-obligation introductory meeting.

My financial services career started in 1991 and has been built on offering my clients a truly personalised service. I strive to build and maintain long-term client relationships, providing trusted and on-going advice for their changing needs and priorities.

After gaining experience in the Corporate Recovery and Personal Finance sectors, I started work at Hayburn Rock in 2012 specialising in Mortgages and Associated Protection. When AFH completed the acquisition of Hayburn Rock in January 2019 I joined the company. I pride myself on a client centric approach to advice and will always go the extra mile to help people.

I have provided a personal and thoughtful service for my clients for almost 50 years. I’m very personable and help make sure my clients feel comfortable and understand their financial arrangements. I’m very proud of the long-standing relationships I have built with my clients, and still feel excitement when I see a new client - especially as they’re usually referred by an existing client.

I have had a successful career to date and feel extremely proud of the reputation I have built over the past 15 years in the financial services industry. I take the time to get to know my clients’ current and future personal and financial circumstances, as well as their aspirations. This enables me to provide them with holistic financial planning advice throughout the different stages of their lives. 

I encourage regular reviews with my clients to ensure their plans continue to meet their needs. The most rewarding part of my job is witnessing clients reach their financial goals, be that funding their children through university, protecting their loved ones or taking an early retirement.

I started my career as a financial adviser in 1991. I have been advising some of the same clients for over 28 years and pride myself on forming long-lasting and trusted relationships. I enjoy playing golf and I am a member of Torquay Golf Club. I also like to get out on the various local coastal paths when the weather is good.

I have worked in financial services for more than 35 years. I take great pride in providing the very best advice to clients, tailored to their needs and individual circumstances, together with the highest levels of support. I pride myself on building strong, on-going relationships with my clients and their families.

After completing a BA in French and German at the University of Bristol in 2003, I moved back to the Midlands to undertake my training as an IFA and have remained in the area ever since. I now live in Cheltenham and continue to provide Wealth Management advice to individuals, families, companies, and trusts. I moved to AFH in 2008 because it was clear to me, they had a very well-resourced investment team and were serious about leading the IFA and Wealth Management community in investment advice. Today we continue to deliver excellence in investment advice and maintain a pioneering approach in delivering exceptional investment solutions. The essence of my role is my care for my clients, and this is very well supported by AFH in all areas of advice. I have many clients with whom I have worked for well over 10 years.

I began working in financial services with the Co-operative Insurance Society (CIS) in 1986 and joined AFH in 2006. I offer to meet new clients for a no-obligation introductory meeting to see how I can help them achieve their financial goals. I then prioritise their objectives and create a bespoke financial plan, putting my recommendations into action.

I take my time to fully understand a client's situation, to review any existing policies and present a very thorough analysis of my findings with a precise recommendation on how I think you should proceed. Having qualified in 1995, I am now a Chartered Financial Planner, which is the highest level of qualification in our industry, and a Fellow of the Personal Finance Society.  Rest assured that you’ll be dealing with an expert who prides himself of delivering excellent and punctual customer service in a down to earth, friendly manner.

I joined the financial services profession three years ago, after a career in the Royal Military Police spanning 18 years, and the hostile private security industry, working in Iraq and Afghanistan. My son's arrival made me realise I still wanted a challenging career but I also wanted to spend time with my family. I enjoy meeting and helping people, and being a financial adviser offers me that. I'm truly passionate about providing the best level of service to my clients.

I’ve been working in financial services for the past 7 years and what I love about my role is being able to make a real difference to people’s lives, whether that be helping clients retire early, buy their dream home or leave a legacy to their family. I pride myself on giving my clients a service which is focused on achieving their goals.

I am an independent financial adviser at AFH Wealth Management and have continued to study over the years to become a Level 6 Chartered Financial Planner with the Personal Finance Society.

As a forward thinking, proactive adviser, I can provide both corporate and private advice with a holistic financial planning solution to meet all of life's goals. Whether you have a complex investment portfolio, or simply wish to plan for a comfortable retirement, I will take the time to understand your short and long-term objectives, before offering a personal approach to generate a solution that is exclusively yours. I will then continue to offer guidance and reassurance throughout your relationship with a view to becoming a trusted and long-term adviser.

Whatever life stage my client is at, my role is to understand their circumstances, their goals and then provide the financial bridge between the two. I draw on the expertise of AFH to independently review the options available to my client and make recommendations to protect them and their loved ones, help them make the most of their savings, or simply to ensure they can enjoy a worry-free retirement. 

As an adviser, my priority is to ensure that my clients understand and feel completely comfortable with the solutions presented to them.

I help clients set realistic financial goals and develop a plan that can be reviewed and updated regularly. It is important to have a good understanding of clients’ concerns and aspirations. I work directly with both my clients and their families, if appropriate, in order to help them make sound financial decisions. 

I was a ‘full service’ independent financial adviser until 10 years ago, but now I focus on providing mortgage advice. During my career, I have served as a non-executive director of a building society, a housing association, a careers agency, a tax charity and a sports council. I've volunteered at the London 2012 Olympics, written a book about West Bromwich Albion and enjoy cricket, squash, football, golf and tennis – just with more aches and pains! Clients will benefit from both my breadth of financial advice experience, aswell as the focus I bring to my specialist areas.

I live in Whitstable and travel extensively to see clients throughout the south of England.  My financial services career spans 31 years and I have worked for several providers, including Prudential, Aviva and RBS. I hold a Personal Finance Society Diploma in Financial Planning. 

As a financial adviser, my primary goal is to help my clients protect what they have and hold dear, and plan for what they aspire to achieve, while never forgetting that they’ve worked hard for not only their money, but the dreams they hope to turn into reality.

I have been a financial adviser for over 20 years and strive to offer my clients financial advice that is relevant and easy to understand in a complex world. I believe that professional financial advice can add significant value to the lives of individuals and businesses alike. 

As an independent Chartered Financial Planner, I understand how important it is to listen to my clients in order to understand their needs and wants. What do clients really want? A sensible and achievable financial plan coupled with financial security and sound financial advice.

I am a fellowship qualified financial adviser, and I take absolute pride in delivering advice to my clients that will enable them to achieve their longer term dreams and goals. 
I am a very detail-oriented and driven individual, and deliver financial advice for investments, tax planning, pensions, inheritance tax planning and protection. 
I firmly believe in building strong and long-lasting relationships with my clients. 

With nearly 25 years in the financial advice industry, I am proud to offer my clients holistic, independent financial advice. Due to the ever-changing financial environment, it’s important to implement a disciplined, long-term structure for effective wealth management. Be it straightforward or complex needs, I can assist my clients in achieving their personal goals and realising their aspirations.

For me, the most important quality of a financial adviser is the ability to listen. Your circumstances are unique, and understanding my clients’ needs and ambitions is crucial to giving them the best advice possible. I take pride in working with a diverse range of clients, offering each of them the personalised service they need.

I have over 25 years’ experience in the financial services industry and enjoy going through the various stages of my clients’ lives.  Whilst I don’t take myself too seriously, I do take the quality of my advice, level of service provided and my reputation very seriously, and that has ensured clients feel comfortable with me as a person they trust and who’s advice they value.  I feel extremely privileged to have this relationship with my clients and helping them achieve their goals gives me a great sense of achievement.

I have been an independent financial adviser for 30 years, with the last 20 years spent in and around the surrounding areas of Peterborough. I am a forward-thinking, proactive adviser who provides both corporate and private clients with financial solutions to meet all of life’s goals. Whether you have a complex investment portfolio or simply wish to plan for a comfortable future, I will take the time to understand your short and long-term objectives.

A forward thinking and proactive adviser, I provide both business and private clients with financial planning solutions to meet their life goals. Be it a complex investment portfolio or planning for a comfortable retirement, I take the time to understand your short and long-term goals, offering a personal approach to find the most suitable solution for you.

I am a fully qualified independent financial adviser with more than 13 years of experience. I aim to develop long-term relationships with my clients in order to help them create a sound financial future. As an adviser, every client interaction for me is centred around their specific needs, with the advice I give designed to identify the right solution for these unique needs. I provide specialist financial advice on savings and investments, retirement planning, protection and inheritance tax.

As a Chartered Financial Planner and Fellow of the Personal Finance Society, I aim to deliver a clear and jargon free approach to financial planning, providing appropriate solutions to my clients’ needs. I believe in building long lasting client relationships, which are based on trust, respect and understanding.

I have been a financial adviser since 1997 having previously worked in Bank assurance for many years. My client base is very diverse, ranging from young professionals just starting their financial planning journey to much older clients bearing the fruit of theirs. I also advise companies and it is an amazing privilege and responsibility knowing so much about a client’s private affairs and their hopes and fears. Helping people achieve their financial goals is my goal.

I have enjoyed a very successful 26 years as a financial adviser, with the last 17 working as an Independent Financial Adviser, meaning I have not been restricted in terms of products and providers I have been able to advise upon. During this time, my aim has always been to put customer service at the forefront of my proposition whilst building deep personal relationships with my clients.

I joined AFH in 2011 as they mirrored my core values whilst providing investment solutions that add value and work in complete harmony with my clients' long-term goals.

I pride myself on ‘jargon-free’ quality advice whilst offering an innovative and diverse approach to planning.

With nearly 20 years’ experience as an independent financial planner, I assist my clients through all stages of financial planning. My clients include business owners, LLPs, professional services partnerships, employees and retired individuals. 

As an independent adviser at AFH, I make whole-of-market recommendations for pensions, investments and protection, working closely with clients’ professional connections to deliver a truly holistic plan.

I support clients in all aspects of financial planning. I mainly help business owners, self-employed individuals and employees prepare for the transition from working and saving to retirement and managing their savings, so they can enjoy the lifestyle they have worked hard to achieve.

I have worked in the Financial Services for over 45 years in various roles including underwriting, lecturing, training and for the past 23 years, advising. I am Fellow of both the Personal Finance Society (FPFS) and the Chartered Insurance Institute (FCII). In addition, I have achieved the highest available level of qualification being a Chartered Financial Planner. I always try to ensure that my clients understand thoroughly the advice and recommendations I provide for them.

I have been working in the North Devon area with my current clients for nearly 20 years. The majority of my clients have been referred by their accountants, so tend to be high-net-worth individuals who are self-employed. As an adviser I take a holistic approach to financial planning and build a successful working relationship with my clients by giving them a thorough understanding of the proposed plans and objectives before setting out with them on their financial planning journey.

I have worked in banking and financial services for 35 years, and have held positions at NatWest, and Pearl Assurance Plc. I hold the level 4 Diploma in Financial Planning, and I am qualified to advise on mortgages, protection, pensions and investments. I am currently winding down the mortgage side of the business to focus on pensions and investments. This will afford me the time to stay close to my clients and conduct regular reviews.

I have been advising clients for over 13 yrs and in this time have built long-term relationships with my clients and gained a wealth of experience. I believe in building the sound foundations of financial planning in my initial advice to enable clients to meet and exceed their expectations over their lifetime. I am Diploma level 4 qualified.

With over 20 years’ experience providing advice, the greatest privilege is when clients reveal all aspects of their lives, so I can fully understand their circumstances. I pride myself on setting realistic expectations of what can be achieved.  

Throughout my years as a financial adviser, nothing has made me happier than receiving a simple ‘thank you’ from my clients when they achieve their aspirations and goals for an improved and financially ‘healthy’ lifestyle.

I have had a successful career to date and feel extremely proud of the reputation I have built over the past 14 years in the financial services industry. I take the time getting to know my clients current and future personal and financial circumstances, as well as their aspirations. This enables me to provide them with holistic financial planning advice throughout the different stages of their lives. I encourage regular reviews with my clients to ensure their plans continue to meet their needs. The most rewarding part of my job is building long term trusting relationships and witnessing clients reach their financial goals, be that funding their children through university, protecting their loved ones or taking an early retirement.

I provide fully independent, impartial financial planning advice to my clients.  I take time to understand their circumstances, aspirations and financial planning objectives before working with them to help plan for and achieve their goals.

I am a proud father of three, and a grandfather of three. I enjoyed a successful career in the electronics industry before becoming a financial adviser. I was previously an advice client, so I know clients expect a high level of service.

I have more than 30 years’ experience advising individuals and companies and I am fortunate enough to have worked almost exclusively through personal recommendations from existing clients. As an adviser, my role is to have a clear understanding of my client’s situation, present the different options available to them and help them to decide what is right for them.

My career in the Financial Services began in 2004 when I joined Hayburn Rock Financial Planning Ltd as an Administrator and in 2008 I qualified as a Mortgage & Protection Adviser.

My approach to each client is unique and I always ensure the advice and service offered is tailored, personalised and more than ‘just a good mortgage deal’.

As a Chartered Financial Planner and a Fellow of the Personal Finance Society, I seek to give peace of mind, certainty and clarity by listening to clients discuss their hopes and dreams. Together we can then set realistic objectives and targets by building a robust financial plan.

I enjoy meeting clients and building a long-term friendly relationship to improve their future financial security. I strongly believe that AFH's core values and investment services help make this achievable.

I set up my IFA business in 1993 in conjunction with a Wolverhampton-based insurance broker.  This gave me the opportunity to guide clients through the financial planning process that many thought was complex.  Many of the clients have been with me since the 90s, and have asked me to advise the next generation. With the resources at AFH, I have more time to spend with clients, monitoring and evaluating their plans to keep things on track and get the best possible outcome for them.

I am qualified to Chartered level and have more than 22 years of industry experience. I look after a wide range of clients at different stages in their lives, and build personalised financial plans which are regularly reviewed to make sure my clients reach their goals. My client relationships are built on trust, openness and honesty. I avoid jargon wherever possible and explain things in a clear way – the financial world is complex enough!

I have worked as a financial adviser since 1991, and as an independent financial adviser since 1998. I hope that when I meet a new client, it is the start of a long-term, trusted working relationship. I have many clients that I have dealt with for more than 20 years, and I hope they feel that my relaxed and balanced way of explaining their options leads to a positive outcome and experience for them.

I have more than 18 years of experience in financial services which includes working as a business and personal financial planning manager at a large bank, as a financial adviser at a large insurance company and as an independent financial adviser. I hold a level 4 Diploma in Financial Planning as a minimum, along with other specialist qualifications such as AF3 for retirement planning and the CF8 for long term care planning.

I have been in the Financial Services industry for 30 years now and still enjoy it very much (except for the exams). I help clients plan for the long-term future, achieve their dreams and hopefully put a smile on their face.

I have more than 30 years’ experience in the financial services sector, most of which has been spent working as an independent financial adviser. I deal with both personal and corporate clients, assisting them through their journey to retirement and beyond. I believe a good adviser is not just someone who possesses strong technical knowledge and qualifications, but who is also able to listen to and empathise with clients’ circumstances, recommend the right solutions and work hard to deliver them.       

My career in financial services started in 1988 at Pearl Assurance Plc., and I became an independent financial adviser in 2003. In 2017, I joined AFH as I felt that their business model and practices would enable me to provide a greater level of service to my clients. I am a married father of two and enjoy playing football, running, cycling and socialising.

I enjoy helping families achieve their goals and aspirations, combining a common-sense approach with sound holistic financial planning. Being a father of two grown-up children, I understand the importance of financial planning for the family for various life events. With more than 20 years of experience in the financial sector, I have the expertise to take my clients through the journey of accumulating wealth to succession planning for their next generation in a friendly and empathetic manner.

I have been in the industry for over 30 years and pride myself on giving my clients a service that is completely focused on achieving their goals. I treat each case individually and leave no stone unturned in achieving the end goal for my client

I am a home-based independent financial adviser (IFA) providing holistic wealth management advice to my clients. I have more than 30 years’ experience within the financial planning industry and help both individual and business clients across all areas of financial planning.

The areas I cover include Northamptonshire, Bedfordshire, Buckinghamshire, Cambridgeshire, Oxfordshire, the West Midlands and Warwickshire.

I offer an advisory service that includes ongoing reviews to ensure your financial plans remain on track. With all of my clients, I aim to provide the highest levels of service.

I am the proud father of two children, Emma and James. My passions are animal welfare through my former trusteeship and links with the Northampton branch of the RSPCA, playing football and I support Aston Villa.

I have more than 25 years of experience as an independent financial adviser. I carefully assist and guide both personal and business (including trust) clients to find the most appropriate solutions to their financial planning needs - whether simple or complex. This can range from investing for the future to protecting the financial future of their loved ones.

With more than 10 years’ experience providing advice, the greatest privilege is when clients reveal all aspects of their lives, so I can fully understand their circumstances. I pride myself on setting realistic expectations of what can be achieved. The most rewarding part of my job is witnessing clients reach and enjoy their financial goals.

I have more than 30 years’ industry experience, having worked at a senior level for three of the UK’s major insurance companies. I have worked as an independent financial adviser for the past 12 years. I pride myself on ensuring my clients have clarity and fully understand the financial advice being offered. Transparency and simplicity are key for clients, who can often find the world of financial advice bewildering.

I have around 40 years’ experience in financial planning, both for individuals and corporate clients. I mainly look after clients in retirement/later life and provide a very personal and bespoke service.

I am passionate about my work and I care about my clients. I have worked in financial services for more than 25 years, and very much see my role as ensuring each client has a plan or strategy to become financially secure. I mainly advise company directors, professionals and retired clients, helping them with practical solutions to the financial issues that concern them most.

I have been advising clients for more than 27 Years. With this experience in an ever-changing world, I help clients move forward and navigate the ‘financial maze’ in order to reach their financial goals.

I believe that protection supports all other areas of financial planning and should be the starting point for most clients, so that their hopes and dreams aren’t wrecked by an unforeseen event. By understanding my client’s financial goals and requirements, my role is to educate them and give them the capability to achieve these both now and in the future.

My relationship with clients is based on regular discussions and open communication backed by technical expertise. As an adviser, my job is to give you clear solutions to complex situations. I have more than 30 years of experience in financial services, and before becoming a financial adviser in 2002, I was a fund manager. I have lived and worked in London, Japan, Malaysia and India, where I worked for JPMorgan.

I have been a financial planner since 2008 and became chartered and a fellow of the Personal Finance Society in 2018. 

I work with my clients to ensure they understand ALL aspects of financial planning so they can put themselves in the best position to live the lives they choose.

I have been giving financial advice now since the early '90's and became an Independent Financial Adviser in 2001. I gained my Advanced Pension qualification (AF3) in 2016 which qualifies me to provide advice on Defined Benefit or Final Salary pension schemes. In addition to advising on pensions and retirement planning. I also give investment advice.

What I love about my job is making a real change for the better in the lives of my clients, Retirement planning can be a tricky business but since the pension reforms the bear traps for the unwary have become even bigger. It is my job to help you avoid these with a clear road map.

I have been an independent financial adviser for more than 15 years. I offer a clear and simple process for financial advice that is designed to provide my clients with useful information, and keep them updated on their financial plan in a simple and understandable way. I pride myself on building long-lasting relationships by understanding your individual needs and concerns, and providing you with a tailored solution.